Review of credit reports from major credit bureaus to identify errors, discrepancies, and areas for improvement.
Filing disputes with credit bureaus to correct inaccuracies or outdated information on credit reports.
Requesting validation of debts from creditors to ensure that the debts reported are accurate and legally enforceable.
Working to remove collection accounts and charge-offs from clients’ credit reports, where applicable.
Providing ongoing monitoring of clients' credit scores and alerting them to changes or significant events.
Offering personalized guidance on budgeting, financial planning, and improving credit habits.
Assisting clients in negotiating settlements, payment plans, or "pay-for-delete" agreements with creditors.
Offering services that help clients protect against identity theft and manage any resulting credit issues.
Regular follow-up and check-ins to review progress and make necessary adjustments to plans.
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